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Friday, December 16, 2011

The Most Important Gift for A Child

"Money enables man to survive without education, but on opposite, Education enables man to survive without money." Education can't be steal, while money can be stolen and grab. Education is a possession that can be brought anywhere. That is why the most important gift and inheritance that a parent could give to their children is education.
But how could that be during these days?, when the price of every commodity continue to jack up, how can we provide them the most important tool for them to survive in their coming years. Today, the tuition fees increases its rate every now and then, so there is a need to earn and save for the educational needs of our children. The future is uncertain, the fortune and possession we have has no assurance that we still have them after a year or two. If we loved our children, we must start saving now, but how?, maybe you should say, we have a trusted company existing in the Philippines, that cater our needs regarding life insurance, and they are offering us an Education Plan that is affordable to anyone. We have here the Philam Life, they are one of the longest existing life insurance in the Philippines, and to this date, they are still number ONE. The table below is list of different plan, choose one that is affordable and suited to your capacity to pay and needs,


 
5 Years to Pay (A and H x 3)
Age
10 units
Dividends
Semi Annual
Payment
Annual x .54
Quarterly
Annual x .29
Monthly
Annual x.10
0
19,281.15
35,889.76
10,411.82
5,591.53
1,928.11
1
19,972.65
33,810.60
10,785.23
5,729.06
1,997.26
2
20,775,35
31,732.35
11,218.86
6,024.85
2,077.53
3
21,617.75
29,652.38
11,673.58
6,269.14
2,161.77
4
22,499.85
27,569.71
12,149.91
6,524.95
2,249.98
5
23,763.45
23,399.56
12,832.26
6,891.40
2,376.34
6
23,882.45
25,485.56
12,896.52
6,925.91
2,388.24
7
24,365.95
21,311.99
13,157.61
7.066.12
2,436.59
8
25,319.55
19,222.95
13,672.55
7,342.66
2,531.95
9
25,396.35
17,505.65
13,714.02
7,364.94
2,539.63
10
26,267.55
16,183.71
14,184.47
7,617.58
2,626.75

The Plan starts from Zero age to ten years old. The column in yellow is the semi annual payment, the pink is the quarterly, and blue is the monthly payment. The upper table is plan that is payable for 5years, while the  table below is a plan that is payable up to the year 16 of the propose insured child. Choose now a plan and  effect it quickly.

Pay up to age 16  (A and H x 3)
age
10 units
Dividends
 at  Age 25
Semi Annual       
   x .54
Quarterly      x .29
Monthly 
x .1
0
9,603.5
35,889.76
5,185.809
2,784.97
906,33
1
10,098.75
33,810.60
5,453.32
2,928.63
1,009.87
2
10,712.25
31,732.35
5,784.61
3,106.55
1,071.225
3
11,437.95
29,562.38
6,176.49
3,317.00
1,143.79
4
12,437.95
27,569.71
6,716.49
3,607.00
1,243.79
5
13,687.05
25,485.56
7,391.00
3,969.24
1,368.50
6
14,365.05
23,399.72
7,757.12
4,165.86
1.463.50
7
15,763.65
21,311.99
8,.512.37
4,571.45
1,576.36
8
17,492.75
19,222.95
9,446.08
5,072.89
1,749.271
9
18,951.55
17,505.69
10,233.83
5,495.94
1,895.151
10
22,617.15
16,183.72
12,213
6558.97
2,261.711
At age 16, the propose insured will receive 10,000 for his First and Second Semester of Studies. At age 17, he will receive 11,500 pesos. At age 18, he will receive 13,000 pesos. At age 19, he will receive 14,500pesos.
Regardless of case if he will pursue or not college education, the company will return in due time what is indicated in the plan/policy.
Aside from educational benefits that your child will be enjoying, the payee will be receiving a medical reimbursement benefit for any accident that is occurred involving the payee, a maximum amount of 20,000 will be covered.
The list in the tables presented are intended for 10 units, we offer a plan up to 50 units. If you're interested to avail, or have any questions, you can contact us or leave comment below this post.

We entertain inquiries and explanation regarding this matter.
We are please to serve and prepare the educational needs of your children.

We are also offering services for life insurance, pension, and investment. 




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