Setting a financial goal will force you to look at the big picture of your finances. If you don’t have a goal, you don’t have anything to work towards, so your money won’t be working as hard for you as it should. But once you’ve set your goal, be it short term like a nice vacation, medium term like a car downpayment, or long term like retirement, you have to work towards it. So how do you do that?
To help you out, we’ll use the example of saving up money for a car downpayment, but you can substitute whatever goal you have in the steps below. We’ll show you the steps you need to
