Get some benefit from your Credit Card

Here are seven ways to make sure your credit cards work for you, not against you.

1 Take advantage of zero-percent installment promotion. Most personal credit card issuers offer zero-percent installment promotions, allowing you to buy high-ticket items at no interest and payable in 6, 9, or 12 months. Take advantage of this facility to acquire office computers, cell phones, other gadgets, and office furniture.
2 Use the continuous billing facility. Most credit cards offers a plan for cardholders to enroll their utilities and other accounts- electricity charges, telephone bills, insurance, and others for continuous

Why small businesses fail after a natural disaster?

Here are some reasons why small businesses fail,

1. The company has no disaster plan in place to guide actions under extreme duress.
2. There's no effective data backup. Only half of businesses survive a total loss of data.
3. Bad management decisions or poor financial management have resulted in a weak balance sheet.
4. Poor leadership results in zero loyalty among the experienced employees necessary for rebuilding.

Only 29% of Filipinos have Internet Access

  Seventy percent of Filipinos don't have access to the internet, says a report from United Nations agency.

  The Broadband Commission for Digital Development recently released its first country-by-country snapshot of the state of broadband development worldwide. According to the report, the Philippine ranked 100 among 177 countries in terms of Internet penetration.
  The report also says that only 15 percent of Filipino households have access to internet, placing the Philippines in the 54" spot in the ranking for developing countries.
  The report says broadband use is accelerating worldwide. Liechtenstein,